Attention homeowners in Ponte Vedra Beach and Saint Johns County: Need an appraisal?

Here are the top seven reasons why FL homeowners use Clark Appraisal Services, Inc.:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge a FL property tax assessment
To lower their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in FL

Own a house in or near Ponte Vedra Beach, FL and need help deciding the price of it?
Contact Clark Appraisal Services, Inc..

At Clark Appraisal Services, Inc., we understand the particular needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Clark Appraisal Services, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.

PMI Removal Appraisals

An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Clark Appraisal Services, Inc., we're qualified in helping homeowners just like you do away with unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in a region that's going down -- your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Clark Appraisal Services, Inc. is your strongest weapon.

HELOC recently frozen?

If your house is close to a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Clark Appraisal Services, Inc. can provide you with a professional appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would like to have a professional double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Clark Appraisal Services, Inc. offers field reviews where we go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.